Following are the false promises and incomplete information1.Higher Interest Rate: I was informed by the executive that the Interest rate will be in between 9-9.5%. On my request of lowering the interest rate, he mentioned to us that hell make sure that the interest rate will not exceed 9%, however the result (9.75%) completely dissatisfied me.2. Processing fee & charges: No prior information given about the processing fee and charges for home loan approval.3. Insurance: Insurance of INR 110000/- was added in my home loan amount without my consent, which increased the EMI of my loan by INR 1000. Wherein I was never informed by the executive about this insurance. After the final approval letter, he mentioned that the insurance is mandatory whenever you apply for a home loan, however it was mentioned in my approval letter that I have opted for insurance of INR 110000/-. (if it is mandatory, then i want everything in written).4. Higher interest rate for top floor: I was never informed by the executive that higher interest rate will be applicable on purchase of a top floor. The same was completely shocking for me when I got the approval letter of my loan, as I was expecting lower EMIs on my loan. (Nothing was in written)
Worst then worst,They are very unprofessional,They dont know about anything,And there agent are useless,Dont fall for this scam
Very bad. ROI(rate of interest) jb km krvani ho to switch fee do. Or company khud se jb bdati h to only email.
Naver preferred this to any one ever the service which they offer there customer was very pathetic
Best company of home loan, attractive Rate of interest.
Bad service bank staf behaviour bad.poor services .
Poor address planning all number on address not workingPoor poor poor poor poor
IIFL with byju finance people or system so poor
Very bad system
Bad experience
There isnt any hoarding to locate the ofice, keep asking local people for the adress. No parking for 2 wheelers as well as 4 wheelers and its a tow away zone, need to manage on own our own. Building parking is reserved for employees only. There are only 2 executive for any query. Make sure to reach early as it is a first come first serve basis.