Never depend on a single income, make investment to create a source - PenguWIN values this quote. I have been a client of PenguWIN and thanks to its guidance, I am confident of a secure retirement.Before posting this review, I looked up the definition of Wealth Management which read: a branch of financial services dealing with the investment needs of AFFLUENT clients. With PenguWIN, even the conservative income group stand to gain from their advise and investment options.In short, PenguWIN stands by its vision, TO SERVE AS A TRUSTED, CUSTOMER CENTRIC AND SINCERE FINANCE DOCTOR IN THE PROFESSION OF WEALTH MANAGEMENT.Thank you PenguWIN.

I have been associated with PenguWIN for the past 4 years. I would grade their professionalism, response, efficiency and alertness to market is incredible. Their strength lies in understanding the customer, their financial goal and provide solutions rather than general suggestions of finance management to all. The genuine effort to make the customer understand and be part of the financial management of their asset gives a lot of confidence and vision. Would recommend for anyone looking for personal financial management.

I have been using PenguWin Welath services for over 5 years. Value for Money. Very responsive and professional advice. Takes your goal in place and based on that provide advise on Wealth creation. Focus is mainly on SIP rather that stocks, so the risk is also less. Consistent annual returns. Value for Money...Anytime i will recommend their serviecs

I have been seeking advice from PenguWIN for wealth management services for the past 5+ years based on suggestions given by other recipients of their service. Of all advisory services they have provided me impeccably over half a decade now, what I have benefited most is the discipline i have cultivated towards Savings without having to compromise my familys life style. Prior to my engagement with them, I was ignorant about the various asset classes that enable wealth building and was biased towards traditional ones. PenguWIN opened my eyes into the world of mutual fund based investment and specifically the benefits that can be reaped from a systematic way of investing across diverse funds pertaining to different risk classes. Within a year, I started aligning my portfolio based on their advisory towards various future goals. The choice of funds were also recommended by PenguWIN based on tenure of each goals so that there is no single shade of fund type for goals that are planned at various timelines.Besides gaining insights into the intricacies of Mutual fund based investments, I also received guidance on how to choose the right instrument for insurances (health, medical) and avoid (typical) wrong choices by treating insurance and savings as two different yet important aspects. Overall I feel more safer now than 5 years before when I had a myopic view about retirement planning.

I have been a customer of PenguWIN since 2013 and Iam really happy with their advisory services on wealth management. Prior to PenguWIN, my investment portfolio was restricted to low risk instruments like FD, PPF etc. and I had very limited exposure to equity. Based on Mr. Sendhils recommendation over the past few years, I can now confidently say that my portfolio is diversified across debt, equity and other asset classes appropriately. I wish to continue this association with PenguWIN to achieve financial goals that I have envisaged for self and family.

More than a decade now - been associated with Mr. Sendhil on financial planning and advise. There are several aspects of financial advise which Mr. Sendhil not only advises, but also practices. Below are some of the standout aspects based on my personal experience with Mr. Sendhil1) Financial planning is not a once and done activity. It requires constant monitoring and changes to the portfolio based on several factors (From macro factors like global/market/political to a fund level analysis where the money actually gets invested). Mr. Sendhil continuously monitors these factors throughout the year and makes adjustment to the portfolio mix for a better and optimal return as per my own risk appetite2) To get a full 360 degree of the financial planning - It needs to be hyper-personalized as every individual is different and needs are different. One needs to understand how to diversify the savings into several categories like stable funds, stocks, physical assets based on their current life / financial status. And importantly - how life events / goals will impact this diversity. With Mr.Sendhil - i have been getting this advise constantly on how to change by portfolio at different stages of my life from a bachelor to a family and now with a kid3) Practices what he proposes - Mr. Sendhil also does his own experimentation before advising othersOverall - to get a holistic and continuous advise, i strongly recommend Mr. Sendhil (PenguWIN Investment Services)

Have been consulting with PenguWIN for last several years. Mr. Sendhil has given a comprehensive financial planning covering all the key aspects which one would encounter during their life span. Does periodic review of the portfolio and recommends changes/corrections. More importantly, PenguWIN is not behind commissions from the financial houses to recommend underrated products, they ensure the customer interests are of paramount importance. In fact, some of my close buddies from School and College have also become his customers. Having engaged with Mr. Sendhil n PenguWIN, got to know the nuances of building wealth vis-a-vis just saving money and also the importance of coverages towards Health n Life.

My association with PenguWIN & Mr. Sendhil started from 2014 and it is indeed a great journey so far. Mr. Sendhil spent/spends quality time in explaining the nuances of investment, current asset classes and takes us to confidence before venturing into world of investment and wealth creation.During my interaction, Mr. Sendhil understood my financial goals and arrived at a structured approach using SIPs to achieve those goals. Looking at my portfolio now (after 5 years of association), I must say it is indeed a very good decision to take the services of PenguWIN for the Wealth creation journey.What I really liked is the Service minded approach of Mr. Sendhil in the overall journey.

Hi all. The following will give you a brief idea if you want to have any relationship with Penguwin Investment services and Mr Sendhil.You can deal with them if you are prepared to1. Be offered hopeless solutions to any of your requirements2. Be turned down if you dont listen to what they have on offer abruptly.3. Find your numbers blocked and calls unattended to4. Want to deal with highly egoistic,self centered set of people who will go to any extent to fulfill their needs.We have had a very bad experience with them and if there was a possibility of giving them a rating in the negative, we will only be too eager to do it